Washington, D.C.
Loan$1,000,000
Lien1st
Closed In7 days
Direct LenderInvestment Real Estate Only
We underwrite the property,
not your credit score.
QuickLiquidity is a direct lender providing asset-based bridge loans for real estate investors seeking fast, flexible capital.
No credit checks
No third-party appraisals
Close in as little as 5 business days
Recent Closings
Our closings speak louder than words
Real properties. Real borrowers. Real loans.
We fund every deal directly using our own discretionary capital.
Windermere, FL
Loan$615,000
Lien1st
Closed In13 days
West Richland, WA
Loan$600,000
Lien1st
Closed In10 days
Fernandina Beach, FL
Loan$405,000
Lien1st
Closed In8 days
Arlington, VA
Loan$1,000,000
Lien1st
Closed In20 days
Sarasota, FL
Loan$500,000
Lien1st
Closed In13 days
How We’re Different
Getting a bridge loan sucks.
We’ve changed that.
We’ve eliminated the unnecessary paperwork and third-party
delays that make traditional lending so frustrating.
No Credit Checks
We think people should be defined by more than a number. We evaluate the strength of the property, not a credit score.
No Tax Returns
We don’t require personal income verification. What matters is the property, not your financial history.
In-House Valuation
We skip third-party appraisals and value every property ourselves, so there’s no outside appraiser slowing down your deal.
How is this possible?
We’re a direct lender using our own discretionary capital, which means we make our own lending decisions. We’re not bound by a bank’s rigid underwriting requirements, so we can eliminate unnecessary steps and focus on what actually matters: the property and the deal.
Who This Is For
Built for borrowers who don’t qualify for traditional financing
Imagine a world without credit score minimums, personal income verifications, tax returns, and DSCR requirements. It’s here.
Recent credit event: low score, bankruptcy, foreclosure
Self-employed with hard-to-verify income
Time-sensitive deal a bank can’t move fast enough for
🏦Traditional Bank
We require a 675 credit score.
QuickLiquidity
We don’t run credit checks.
🏦Traditional Bank
We need 60 days minimum to close.
QuickLiquidity
We can close in 5.
Loan Guidelines
Loan terms tailored to meet your needs
Every borrower is different. We work with you
to create loan terms tailored to your specific needs.
Loan size
$150K–$3M
Per property
Loan-to-value
Up to 65%
Of as-is value
Interest rate
9.99–11.99%
Interest-only
Loan term
6–24 months
Extension options available
Closing
5 days
From signed term sheet
Prepayment penalty
6 months
Minimum interest
Origination
2 points
Paid at closing
Property types
1–4 unit residential
5+ unit multifamily
5+ unit multifamily
Investment only
Lending footprint
Where we lend
We’re a direct lender in 37 states + D.C., with a focus on densely populated cities and major metro areas.
- Alabama
- Arkansas
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Idaho
- Indiana
- Iowa
- Kansas
- Kentucky
- Maine
- Maryland
- Massachusetts
- Minnesota
- Mississippi
- Missouri
- Montana
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- Ohio
- Oklahoma
- Pennsylvania
- Rhode Island
- South Carolina
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- Washington, D.C.
- West Virginia
- Wisconsin
- Wyoming
- Alaska
- Arizona
- California
- Hawaii
- Illinois
- Louisiana
- Michigan
- Nebraska
- Nevada
- North Dakota
- Oregon
- South Dakota
- Vermont
What you need to know before you submit
What We Lend On
Three things we
need to say yes.
Our underwriting is straightforward. We love loan requests that meet the following criteria.
1/3
Populated, desirable markets
Major metros and populated cities only. No rural, tertiary, or declining neighborhoods.
2/3
Turnkey property condition
Newly built or freshly renovated. No heavy value-add, no deferred maintenance.
3/3
Conservative leverage
Never more than 65% loan-to-value, and the lower it is, the more we like it.
What We Don’t Fund
Loan scenarios we pass on
We’re upfront about fit. These scenarios fall outside our lending box.
Needs renovations
Heavy rehab or value-add work
Ground-up construction
New builds and construction loans
Raw land
No structure to underwrite as collateral
Low property value
Under $250K in as-is value
Owner occupied
Primary residences, not investment property
Rural properties
Outside major metro markets
High leverage
Requests above 65% loan-to-value
Small loan requests
Below our $150,000 minimum loan size
Why We’re Selective
We decline more loans than we approve.
That’s intentional.
We specialize in lending on exceptionally strong investment properties at conservative leverage. That disciplined approach allows us to make fast lending decisions without relying on credit scores, tax returns, or personal income verification.
10+
Years in Business
$0
Principal Lost
25 States
Closed Transactions
The Difference
How we compare to other lenders
Where banks take 60 days to closewe take 5.
Where banks require a 650+ scorewe don’t check.
Where banks make due diligence painfulwe make it effortless.
Where banks have a lengthy applicationwe let you apply online.
Where banks ask for personal tax returnswe don’t ask for any.
Where banks send your file to a committeeyou talk to the decision-maker.
How It Works
From initial contact to
closing in as little as 5 days.
Day 1
•We review your loan application
•We request the documents needed to underwrite the deal
•If it qualifies, we issue a term sheet for you to sign
Day 2–3
•Once the term sheet is executed, title is ordered
•Our attorney is engaged to begin drafting loan documents
•Final due diligence items are gathered
Day 4–5
•Loan documents are presented to you for review
•Title comes in clear to close
•Closing time is scheduled
Closing 🎉
Documents are signed and funds are wired directly to your bank account.
Testimonials
You don’t have to take our word for it
Usually you’d see a creative tagline here created by a marketing team.
Instead, we thought you should hear directly from our borrowers.
“I would like to thank QuickLiquidity for all the help and countless hours of support getting my client to the finish line in just 5 days.”
R
Robert P.
Broker
“QuickLiquidity is amazing. They worked Thanksgiving Day and, on the weekend, to close the loan in 5 business days!”
K
Karen S.
Broker
“I have over 30 years of lending and broker experience. QuickLiquidity has been the most responsive and positive experience I have had with any lender.”
L
Lynn R.
Broker
“Amazing lender! Closed my deal in less than 15 days, no appraisal. Yoni went extra, extra, extra miles to get this done for me! Really appreciated the professionalism and constant communication! Will definitely do business again!”
A
Allen W.
Broker
“This company deserves 10 stars, they live up to their name. Very efficient, communicative and reliable, and I was able to get funded in a short time.”
A
Allyson K.
Borrower
“Yoni is straight forward, quickly analyzes the funding request and once it fits the criteria has a term sheet turnaround in 24 hours with a commitment to fund and close within a week. I highly recommend the team at QuickLiquidity and I look forward to closing many deals together in the future.”
T
Tori C.
Broker
“They closed our loan in only 6 days! I've worked with many lenders for over 20+ years and this was by far the fastest and most pleasant experience.”
A
Alicia N.
Borrower
“Working with QuickLiquidity was a great experience. I was so glad to have found a lender who could help my client with his short term cash need in such a prompt and efficient manner. As a mortgage banker for 40 years, I can say that I would gladly recommend QuickLiquidity as a reliable source.”
J
Janet P.
Broker
“I had the pleasure of working with Yoni Miller on a deal here in Dallas. He was quick to respond on to all emails and requests, which made for a very smooth transaction and closing!”
L
Leisa C.
Broker
“Its always a pleasure working with Yoni & his team. Very knowledgeable and a straight shooter. Definitely a great lender to have in your arsenal!”
N
Nick H.
Broker
“Great to work with! They are responsive, move quickly, provide valuable feedback & execute as advertised.”
J
Jordan S.
Broker
“Their customer service is outstanding—every question I have was promptly answered, they take their time to explain the details in a clear and understandable way. I was particularly impressed with how quickly they were able to fund my client's loan. Their speed is a game-changer.”
D
Darrion W.
Broker
“Yoni is the best in the business for a quick bridge. He is a high integrity guy and does what he says he will do.”
B
Bob O.
Broker
“Yoni is professional, knowledgeable, and always responsive. He takes the time to understand each situation and finds creative, common-sense solutions that many lenders simply can't match.”
J
Jose V.
Broker
lockMortgage Brokers
Brokers are fully protected.
Every deal, every time.
We write your commission into the term sheet before we ever speak with your borrower, so there’s no risk of getting cut out.
Paid directly at closing
Your clients stay yours
Updates every step of the way
68%
of our closed loans
come from brokers
come from brokers
Broker Commission
$10,000
Broker Commission
$15,000
Broker Commission
$10,000
Frequently Asked Questions
Common questions.
Easy answers.
If you have any additional questions, you are welcome to email us.
Apply to get your loan approved today
Choose the submission method that works best for you.